Somewhere in the recesses of The Journal Gazette's human resources records, there is a life insurance policy with my name on it. It's one of those spectacular employee-sponsored things that I pay an extra few dollars a month to make even more spectacular.

When I signed the papers, I didn't think much about it. I just hoped it would be enough to pay off my student loan debt and that my younger brother (the beneficiary - another thing to change) would be responsible enough to use it for said purpose.

But that was then. Now, I'm married and a trying few weeks have taught me that marriage really can mean till death do you part. I - we - have to think about what we leave behind in the unfortunate event of our death. How we will leave each other, financially. We need to weigh whether to invest in a whole-life or term policy. We need to think about how much we'll really need to get by without the other.

So, at the urging of my family, I started the conversation. I didn't ask how much I'm worth - a cool mil, I'm sure. I asked Mark whether he had insurance. He does. His parents took out a policy years ago, he said. I discussed my policy. We thought maybe, for now, that I don't need more than my JG-sponsored policy. Re-evaluation will take place at a later date.

It all seems so premature (really, I'm not mature enough for this). I want to think about my life with Mark, not one without. However, thinking about that life means I have to be an adult and think about the other stuff, too.