Let’s change existing laws as necessary to create more private enterprise competition and allow people to buy insurance tailored to their desires. Additionally, let’s create a tax environment that encourages health savings accounts.

The notion of a government plan to “keep the insurance companies honest” is ludicrous because government has no profit motive. If the government plan is running out of money, special interests will make sure that Congress adds funding – you know, favors get votes.

The end game will be socialized medicine, and we know how badly it works in every country that has it. The built-in price controls in such a plan will destroy our drug industry and seriously affect world health since the U.S. furnishes most of the world’s drugs.

The Heritage Foundation and Heartland Institute have some innovative ideas on improving Medicare and Medicaid, both in treatment and cost.

The current rush of complex legislation being jammed through Congress, which virtually no one has read or understands, is an outrage. Lawmakers should introduce a resolution requiring congressional representatives and senators to sign an affidavit certifying that they have read and understand each bill on which they are about to vote. Legislators owe this to Americans.

Excellent sources are the Heartland Institute, www. heartland.org., and Sally Pipes’ book, “The Top Ten Myths of American Health Care: A Citizen’s Guide” and her other works.

JAMES K. BOOMER Fort Wayne