Friday, October 25, 2013 11:49 am
5 keys to successful health care shopping
By The Associated Press
1 - Check with your insurer: Don't make a big bill even larger by shopping for care outside your health insurer's network of doctors. See if you can get better deals inside that network.
2 - Ask for help: Your insurer may offer an application or online tool that lets you compare prices you would pay based on your coverage.
3 - Press for details: A surgery could come with separate invoices from the surgeon, the anesthesiologist and the surgery center. Make sure you have the full picture of potential bills you may face.
4 - Don't equate price with quality: A hospital may charge several different prices for a procedure depending on the patient's insurance coverage or lack thereof. A higher price doesn't always mean better care.
5 - Think hard about quality: Don't weigh just price. Consider things like how much experience a provider has with the surgery or the infection or readmission rates for the hospital.